|
When most people hear the word "insurance" they
think of their cars, but in many cases their home is the most
important and expensive piece of property they own. Our agency
offers a variety of comprehensive homeowners insurance policies to
choose from and these plans can be tailored to suit your individual
needs and budget.
If you are interested in obtaining more information contact us or
click for an
Home
Insurance Quote
ERIE's Home Protector policies automatically
include a full complement of standard features that cover your
dwelling, personal property and other structures. The policy also
includes liability protection, loss of use and medical payments to
others coverage. You may take advantage of the higher deductibles,
discounts and credits to reduce your insurance premiums, and you can
add endorsements to your policy to broaden the protection limits
even further.
Deductible
Paying for smaller claims yourself allows you to lower your
homeowners insurance premiums by choosing a higher deductible. ERIE
offers a choice of deductibles, including:
Discounts & Credits
Multi-policy – By insuring your auto and home with ERIE, you will
receive a discount on your auto premium as well as your homeowners
insurance premium.
New home – Receive a discount if you live in a new home.
Premises alarm – This discount is applied to your premium is you
have smoke detectors installed in your home.
Sprinkler system credit – If you install and maintain a sprinkler
system, you will receive a credit on your homeowners premium.
Endorsements
ERIE offers a variety of optional coverage's to meet your individual
needs and these can be added to your homeowners policy by
endorsement for a minimal additional premium:
Expanded endorsement – You can increase the special amounts listed
under the personal property coverage section of your policy.
Enhancement endorsement – This endorsement increases the special
amounts to even higher limits and includes these additional
benefits:
Payment for direct loss caused by water or sewage that backs up
through sewers or drains.
Payment up to an additional 10 percent of the amount on dwelling
coverage for loss to trees, shrubs, plants and lawns on the
residence premises.
Waiver of deductible shown on the policy declaration page for any
loss from covered peril exceeding $50,000.
Earthquake coverage
Nurse's professional liability
Personal computer coverage
Replacement cost on personal property
Home
Owner Safety Tips
|
